AI Transformation for Finance Operations

You bought AI adoption.
You needed AI transformation

Seats on Claude and ChatGPT aren't a finance strategy. LuminaData finds where AI moves EBITDA across your finance operations — then deploys the agents that capture it.

Backed By
techstars_ | Berkeley SKYDECK

Most companies have adopted AI.
The tools landed; EBITDA didn’t.

There's a world of difference between giving your team an AI tool and rebuilding the finance operations where the work actually happens.

What you have now

AI Adoption

  • Subscriptions to Claude, ChatGPT, Copilot
  • Tools handed to the team — "go be productive"
  • A consulting deck recommending a roadmap
  • The same workflows, run a little faster
  • A cost you can't tie to any EBITDA
What LuminaData delivers

AI Transformation

  • A precise map of where AI changes your economics
  • Agents that do the work — not suggestions
  • A quantified EBITDA number, not a recommendation
  • The workflow itself rebuilt around agents
  • 10–15% of revenue, recovered and measurable
10–15%

Of revenue, typically recovered as EBITDA across a LuminaData engagement. One $150M insurance MGA landed $16M of it — 10.7%, inside the range, not at the flattering top of it.

Customer Story · Order-to-Cash Transformation

Find where AI pays. Then ship the agents.

Two motions, one platform — built for finance operations. Most software does only the second. Most consultancies do only the first.

Lumina Discover

Find where AI actually pays

AI agents interview your team, ingest your systems, and return a quantified EBITDA number — in days, at roughly 10x lower cost than a consulting engagement.

  • Agent-led diagnostic across finance ops
  • A defensible, board-ready EBITDA number
  • Live playbook in 2–4 weeks
Lumina Activate

Deploy agents that do the work

We ship the agents that run the workflow — reconciliation, invoicing, cash application, and more — autonomous, end to end, across your existing systems.

  • Multi-agent automation on your real stack
  • Works with existing Excel workflows
  • Go live in 2 weeks, not 18 months

What Sets Us Apart in Finance Automation

Our agents work with your data wherever it lives — spreadsheets, PDFs, or systems — delivering results without costly tech implementations.

Finance-Native Intelligence

Understands GAAP, SOX, IFRS, and audit trails — no retraining needed.

Seamless Integration

Works with Excel, NetSuite, SAP, QuickBooks, and more without system migration.

Rapid Time to Value

Go live in 2 weeks, not 18 months — start small, see results in days.

Explainable, Enterprise-Grade AI

Every single time. Complete audit trails, version control, and SOC 2 compliance to keep your data safe.

Powered by FinEdge LLM

Powered by purpose-built AI agents trained on finance data.

Proprietary FinEdge LLM ™

Creates a blueprint for executing the task and aligns the agents.

Prebuilt Finance Agents

Agents tailored for finance for high accuracy and compliance.

The agents we ship

Prebuilt finance agents, tailored for high accuracy and compliance — deployed on the workflows Discover flags as highest-value.

Agent

Reconciliation Agent

Reconciles anything across systems — bank, ledger, sub-ledger — flagging only the exceptions that need review.

Agent

Order to Cash Agent

Runs the order-to-cash cycle — invoicing, receivables, cash application and collections — autonomously across your existing systems.

Agent

Close & Reporting Agent

Runs the period-end close and produces management reporting with a verifiable source trail.

Agent

Lease Accounting Agent

Extracts lease terms from PDFs, generates schedules, and creates journal entries — ASC 842 / IFRS 16 compliant.

Agent

Parcel Audit Agent

Matches carrier invoices with shipments, spotting overcharges, duplicates, and service failures.

Agent

Custom Agents

Built on FinEdge LLM for the workflows specific to your business — trained on your rules.

How It Works

Two phases, one platform. First Lumina Discover finds where AI moves your EBITDA — then Lumina Activate ships the agents that capture it.

Phase 1

Lumina Discover

An agent-led diagnostic that returns a quantified EBITDA number — in 2–4 weeks, not an 18-month engagement.

1

Listen & trace

Agents learn how work really happens and trace data flows across your systems.

2

Blueprint & roadmap

Builds a blueprint of every process and a live roadmap that tracks progress as agents go live.

Phase 2

Lumina Activate

The agents that do the work — configured on the rules Discover mapped, live in your environment in weeks.

3

Configure & connect

Agents configured on your business rules, connected to Excel, ERP, and banking — no migration.

4

Run & compound

Agents run the workflow on live data, flag only exceptions, and keep recovering EBITDA each quarter.

Built for your industry

Generic automation breaks against the specifics of how your industry runs money. We go deep, not wide.

Solutions · Insurance / MGA

For MGAs & specialty insurers

Premium accounting, bordereaux reconciliation, policy lifecycle, multi-carrier cash application.

Explore Insurance / MGA
Solutions · Real Estate Tech

For proptech & property platforms

Trust accounting, rent reconciliation, multi-bank settlement, processor timing.

Explore Real Estate Tech
Solutions · Accounting Ops

For finance & accounting teams

Month-end close, account reconciliation, intercompany, variance analysis — the last mile of finance.

Explore Accounting Ops

Stop adopting AI. Start transforming with it.

Begin with a diagnostic. In a few weeks you'll have a board-ready EBITDA number — before you commit to anything bigger.

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